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Starting out

Nate Conrad May 17, 2013 02:08PM EDT

I have a few questions starting out on Learnvest. I have all my accounts and loans and mortgage entered into the system and the folders set up. my question is the difference between a priority goal and essential expense. For instance my mortgage and car payment are both essential but a priority to pay off debt (according to learnvest) but if i set them up in both areas it deducts those spendings twice. How can i fix this issue, or am i looking at it wrong? Any suggestions on how to approach this?

Thank you

Up -14 rated Down
Megan Jun 26, 2013 10:27AM EDT
I personally set my car payment as a "lifestyle" expense, and my rent as an "essential" expense. I don't need my car to survive, even though I do need it to get to work. It really depends on how you feel like setting up your accounts, but you should only create one folder for each so the transactions don't appear to duplicate.

There are a few articles on budgeting that can help you with this, here is one:
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Ashley Nov 19, 2013 07:46PM EST
Agreed. I have a pet, which is initially listed within "LIfestyle." Of course, it's essential for me to feed him, so I did change the folder to "Essentials." I just spent a while rearranging all the folders in a way that makes sense for me.
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Kim Nov 10, 2016 02:55PM EST
I am having a problem setting up my account. It won't accept my email address. Can a technician help with this issue. I am really interested.....

Up -1 rated Down
Jake Cheesman Nov 18, 2016 06:56PM EST LearnVest Agent

Hi Kim,

Thank you for reaching out! Sorry for the delay.

I am sorry that you are having issues accessing your account, is the email that you signed up under? Are you seeing any error messages on your end?

Let me know!


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